Mortgage Program Guide
“Find the right Mortgage Program with iLoan!”
iLoan Home Loan Options
Welcome to iLoan: Simplifying Your Home-Buying Experience
Buying a home is more than just a purchase; it’s a dream come true. At iLoan, we’re dedicated to making your journey to homeownership as straightforward and enjoyable as possible. With a range of loan options and a team of expert advisors, we’re here to help you find the perfect fit for your unique situation.
Why iLoan?
- Tailored Solutions: Whether you’re a first-time buyer or a seasoned investor, we have the right loan for you.
- Expert Guidance: Our experienced team will be with you every step of the way, offering personalized advice.
- Innovative Options: Alongside traditional loans, we offer non-traditional financing solutions to meet diverse needs.
- Transparent and Efficient: Experience a hassle-free process with clear communication and efficient service.
Questions Call (888)416-4805
Pick a Program

Get cash from your home.
Apply to see how a cash out refinance can help you.

Homebuyer Seminars
Discover the keys to homeownership at our local home buying seminar – your first step towards securing your dream home!

See our home loans.
Explore our diverse range of home loan programs tailored to fit your unique needs!
Our Home Loan Portfolio
- Conventional Loans:
- Ideal for: Borrowers with strong credit, a stable income, and a down payment.
- Benefits:
- Variety of terms (10, 15, 20, 30 years)
- Potentially lower interest rates
- No private mortgage insurance (PMI) with a 20% down payment
- FHA Loans:
- Ideal for: First-time homebuyers or those with lower credit scores.
- Benefits:
- Low down payments (as low as 3.5%)
- Easier credit qualifications
- Competitive interest rates
- VA Loans:
- Ideal for: Veterans, active-duty service members, and certain military spouses.
- Benefits:
- No down payment required
- No PMI
- Limited closing costs
- Competitive rates
- USDA Loans:
- Ideal for: Homebuyers in eligible rural areas.
- Benefits:
- No down payment required
- Lower interest rates
- Lower mortgage insurance costs
- Homebuyer Grants:
- Ideal for: First-time homebuyers or those meeting specific criteria.
- Benefits:
- Assistance with down payments and closing costs
- Often no repayment required under certain conditions
- Non-Traditional Loans:
- Ideal for: Those with non-traditional income sources, entrepreneurs, or foreign nationals.
- Benefits:
- Flexible income verification processes
- Tailored to self-employed or varying income models
- Options for non-U.S. citizens
Begin Your Homeownership Journey with iLoan
At iLoan, your homeownership dream is our priority. We’re committed to providing you with the best financial solutions tailored to your individual needs. Let us help you navigate the path to owning your perfect home.
Contact us today to discover how easy and rewarding the home-buying process can be with iLoan.
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Mortgage Resource Center
FHA Debt Refinance Benefits 2024
Refinancing debt using an FHA loan is a strategy that has gained attention, especially among homeowners seeking to consolidate their debt in a Read moreCashout Refinancing and Benefits
Cash-out refinancing is a financial strategy that homeowners often use to access the equity they've built up in their homes. It involves Read moreUnveiling the FHA Streamline Refinancing Program:
Unveiling the FHA Streamline Refinancing Program: A Homeowner's Guide Introduction Welcome to our comprehensive blog Read more